If you participate in a flexible spending account (FSA) or health savings account (HSA), it’s that time of year when you’re seeing what you have leftover and determining where to put your money. You definitely want to spend what remains in these use-it-or-lose-it-accounts because the funds will not roll over into the new year. One of the best places to make the most of your benefits is for dental care.
Dental Treatments to Get with Use-It-Or-Lose-It Benefits
You can use your FSA toward a wide variety of healthcare costs, but everyone has different priorities. If teeth are on your radar, then you may finally be ready to invest in something great for your smile. Some of the most common dental treatments people pay for using all or part of their FSA benefits include:
- Invisalign: It’s unlikely that your benefits will cover an entire course of Invisalign, but what you have remaining in your account can certainly make a dent toward a major down payment for this life-altering treatment. Start this adventure now with your use-it-or-lose-it benefits and you will reduce your monthly payments significantly.
- Teeth whitening: If you’re looking for a one-time, affordable cosmetic dentistry treatment to get with your benefits, consider teeth whitening. Some people think this treatment is the ultimate indulgence, but we view it as a major boost to the self-esteem and oral health. A professional teeth-whitening treatment will make your smile multiple shades whiter so, even if your teeth aren’t perfect, you’ll feel like they’re flawless and your confidence will reflect that too.
- Night guard: Have you been putting off getting a night guard because you just didn’t want to pay for it? Make the investment now and your oral health will thank you. Once you get this customized appliance, all teeth grinding and clenching will stop causing awful side effects. No headaches, damaged teeth, gum recession, and more. This is a purchase worth making because it will keep your teeth healthy and free from unnecessary problems.
- Dental bonding: All those niggling dental issues that have been bugging you can be a thing of the past with dental bonding. This non-invasive treatment is done quickly and easily to cover up stains, chips, cracks, gaps, and minor damage. Even the tiniest of repairs on your smile can make a big difference, and they’re worth every penny.
Cosmetic dentistry treatments are a good choice when using your HSA benefits because these elective procedures are not typically covered by dental insurance.
Discover Your End-of-Year Dental Care Benefits
You don’t want to leave any money on the table at the end of the year, not when you worked so hard to populate your FSA with pre-tax income. If you’re not sure what kind of treatment is right for your oral health, talk to the team at Dr. Macalik’s dental office in Arlington, VA. We will help you get a smile makeover that suits your budget, comfort level, and oral health needs so you have an amazing new smile going into the new year.
Employers and their insurance programs differ, so talk to your insurance company or dentist’s office to go over the options and find out what’s possible. Schedule a consultation with Dr. Macalik today.